Many credit card companies will also, while applying payments to a card, do as such, for the matter at hand, at the finish of a charging cycle, and apply those payments to everything before cash advances. This amount is just added to the card holder's expense of the transaction and no extra charges are charged as the transaction is not viewed as a cash advance. Many credit cards can also be utilized in an ATM to withdraw cash against as far as possible stretched out to the card, however many card issuers charge enthusiasm on cash advances before they do as such on purchases. Discover is a notable special case to the above. A client with a Discover card may get up to $120 cash back if the merchant allows it.