A special case are prepaid credit cards with an chip. These cards do require a PIN if the payment is prepared via Chip and PIN innovation. Many different charges also usually apply to a prepaid card. After purchasing the card, the cardholder loads the account with any amount of cash, up to the foreordained card limit and then uses the card to make purchases the same way as a typical credit card. With prepaid credit cards purchasers are not charged any intrigue but rather are frequently charged a purchasing expense in addition to month to month expenses after an arbitrary day and age. Prepaid credit cards are in some cases marketed to teenagers for shopping on the web without having their parents finish the transaction. Prepaid cards can be issued to minors since there is no credit line included. The main advantage over anchored credit cards is that the cardholder is not required to concoct $500 or more to open an account.